New Hire Enrollment: A Day-by-Day Admin Checklist
If you’re a benefits admin at a small or mid-sized company, you’ve likely navigated the chaos of juggling new hire…
Category: Small-Employer Health Benefits
Guides for small employers and their people reading group health benefits: plan documents, enrollment, accounts, and day-to-day admin.
Tobacco Surcharges and Wellness Notices: What Must Be in Writing
Imagine logging into your employer’s open enrollment portal and seeing a monthly line item labeled “tobacco surcharge” with no additional…
Spousal Carve-Outs: How to Explain Them Without Overpromising
If you’re a small business benefits admin who just added a spousal carve-out to your 2025 group health plan to…
Short-Term vs Long-Term Disability Next to Medical Coverage
Imagine you slip on ice while walking your dog, break your dominant wrist, and your doctor orders you to take…
Voluntary Life Insurance at Work: Questions Before Payroll Deduction
Open enrollment season often brings a long list of optional workplace benefits to review, including voluntary life insurance that deducts…
Wrap Documents and Plan Names: Why the Legal Name Matters
Imagine you open your HR support inbox two weeks after open enrollment ends to find 12 messages from employees saying…